Free Tool

What Are Your Points Worth?

Four questions. See what your points can really book, and which transfer partners get you there.

Step 1 of 4

Which points do you have?

Select every program you hold.

How many points do you have?

Enter your current balance for each program. Round numbers are fine. We're calculating possibilities, not booking tickets.

Where do you want to go?

Pick the region you have in mind. We'll match it to the best award pricing and transfer partners.

What cabin are you dreaming of?

Points deliver their best value in premium cabins. But any answer works. We'll show you what's achievable.

Where these numbers come from, and when they were last checked
Points valuations based on TPG September 2026 benchmarks. Award pricing benchmarks based on published airline award charts (October 2026).
Transfer partners and ratios verified October 2026. Always confirm directly before transferring. This tool is for estimation purposes only and does not constitute financial advice.
Last updated: October 2026. Valuations and award charts are reviewed quarterly. Data accuracy may decrease over time. Always verify current rates before making transfer decisions.

Earn More Points

My Favorite Travel Cards

These are the three cards I recommend most. The links below are my referral links: if you're approved, I may earn bonus points, at no extra cost to you.

American Express

Amex Gold

Best for: food lovers who spend most on dining and groceries.

4x points at restaurants worldwide and at U.S. supermarkets (up to yearly caps), and 3x on flights booked directly with the airline. Points transfer to Amex's airline and hotel partners. The dining and Uber credits help offset the $325 annual fee if you use them.

See the Amex Gold →

Capital One

Venture X

Best for: frequent travelers who want lounge access and simple earning.

2x miles on everything, and more on hotels, rental cars and flights booked through Capital One Travel. The $300 yearly travel credit and 10,000 anniversary miles more or less cover the $395 annual fee, and you get airport lounge access plus a Global Entry or TSA PreCheck credit.

See the Venture X →

Chase

Sapphire Preferred

Best for: your first travel card.

A $95 annual fee, 3x on dining and 5x on travel booked through Chase Travel. Points transfer 1:1 to airlines like United and Southwest, which makes it the easiest way to start collecting points that can book real trips.

See the Sapphire Preferred →

Card offers, fees and benefits change often. Check the current terms on the card's own page before you apply. This isn't financial advice: choose the card that fits how you spend.

Keep Exploring

Where to Go From Here

Talk to JB